Best Railway Lounge Access Credit Card

Credit card for access to railway lounges gives you access to most of the lounges on railways in India. It’s an excellent option for those who regularly travel on trains. Some railway lounges provide free Wi-Fi, food, air conditioning, etc., which makes waiting for the train a breeze. Let’s look at the most convenient train lounges access cards that will make waiting for trains a breeze in India.

IRCTC SBI Platinum Credit Card Features and Benefits

1. Train lounge card Available for four complimentary access to the railway lounge throughout the year, with a maximum of one per quarter.
2. Welcome present 350 reward points bonus as a welcome present upon purchase of Rs. 500 within those first few days after the card’s issued.
3. Rewards for value up to 10 percent value back in reward points for purchasing tickets from the official website for categories like AC1 AC1, AC2 AC3, AC3, and AC C.
4. IRCTC travel deals –
   1. Reduce 1% transaction fees on tickets booked through the official irctc website.
   2. Find accommodation at over 5,000 hotel rooms in 350 cities.
   3. You can choose from tailor-made packages to suit various excursions.
5. A waiver of the fuel surcharge It is possible to avail of a 1% fuel surcharge exemption on transactions that exceed 500 to Rs. 500 – Rs. 3000 at all petrol stations across India.

IRCTC SBI Platinum Credit Card Features and Benefits

1. Train lounge program The program offers eight free access to the railway lounge throughout the year, with a maximum of two per quarter.
2. Welcome present Bonus reward of 1500 points to be used as a welcome reward after paying the initial annual cost.
3. Rewards for value up to 10 percent value back in reward points for purchasing tickets from the official website for categories like AC1 AC1, AC2 AC3, AC3, AC AC3, and CC.
4. IRCTC travel deals –
   1. Save 1% on transaction costs on railway ticket bookings on the official irctc website.
   2. Save 1.8 percent on transaction fees for airline reservations via the official website of airline irctc.
   3. Stay in more than 5000 hotels across 350 cities.
   4. You can choose from tailor-made packages to suit various excursions.
5. A waiver of the fuel surcharge Avails a one percent fuel surcharge reduction for transactions worth 500 to Rs. 500 – Rs. 4000 at all petrol stations across India.

HDFC Bank RuPay IRCTC Credit Card

1. Benefits of a railway loungeYou can avail eight free access to the railway lounge throughout the year, with a maximum of 2. per quarter.
2. Welcome gift – Gift voucher worth Rs. 500 when opening the account within seven days following the card issuance.
3. Benefits of Value Back You will earn five reward points per Rs. 100 that you pay via the IRCTC official website and application.
4. IRCTC travel deals –
   1. Reduce 1% transaction fees on rail ticket bookings made on the official website of IRCTC and the rail connect app.
   2. Save 1.8 percent on transaction costs on booking flights through the airline’s official website, irctc.
   3. You can also avail 5 percent cashback on tickets to train bookings made through HDFC Smartbuy.
5. A waiver of the fuel surcharge Offers a 1% fuel surcharge exemption for transactions worth Rs. 500 – Rs. 4,00 at all fuel stations in India.

IDFC First Classic Credit Card

1. You can avail of Railway lounge benefits and four complimentary railway lounges for the quarter. Only applicable to nightclubs that are participating. Facilities include:
   1. Two hours of leisure time in a comfortable environment
   2. One buffet meal
   3. Access to Wi-Fi
   4. Newspapers and Magazines
   5. Coffee and tea
2. Welcome gift – Gift voucher worth Rs. 500 when you spend up to Rs. 15000 within the first 90 days from the issue of the credit card.
3. Benefits of value back You can earn 10X reward points upon an incremental amount of Rs. 10,000 every month and on your birthday.
4. Waiver of fuel surcharge The option to avail of the fuel surcharge of 1% is waived on all transactions at gasoline stations throughout India for transactions ranging from 200 and Rs. 200 to Rs. 5,000.

IDFC First Select Credit Card

1. Railway Lounge benefits There are four free railway lounges within the quarter. Only applicable to nightclubs that are participating. Facilities include:
   1. Two hours of leisure time in a comfortable location
   2. One buffet meal
   3. Access to Wi-Fi
   4. Newspapers and Magazines
   5. Coffee and tea
2. Welcome gift – Gift voucher worth Rs. 500 when you spend up to Rs. 15,000 in the 90 days of the date of issue of the credit card.
3. Benefits of value back You can earn 10X reward points upon additional spending of Rs. 25 000 every month, as well as on the day of your birthday.
4. Waiver of fuel surcharge – You can avail of a one percent fuel surcharge exemption for all transactions at every fuel station across India for transactions ranging from 200 and Rs. 200 to Rs. 5,000.

ICICI Bank Coral Credit Card

Benefits of a railway loungeYou can avail of 1 free railway lounge per quarter. This is only applicable to lounges with participating members.

ICICI Bank Rubyx Credit Card

Benefits of a railway loungeTwo complimentary lounges at railways during a quarter. Available only for lounges with participating members.

MakeMyTrip ICICI Bank Platinum Credit Card

Benefits of the railway loungeAvail of one complimentary railway lounge per quarter. This is only applicable to lounges with participating members.

MakeMyTrip ICICI Bank Signature Credit Card

Benefits of a railway loungeAvail of one complimentary railway lounge per quarter. Only applicable to nightclubs that are participating.

Conclusion

Credit cards for access to lounges at railway stations are ideal for people who frequently travel on Indian railways. Lounges typically have free Wi-Fi, buffet meals, air-conditioned seating, coffee and tea, newspapers, magazines, and newspapers, along with other paid services, making the waiting time more efficient and enjoyable. It is strongly recommended to consider applying for credit cards if you’re a frequent train traveler.