APR is a contraction of the “Annual Percentage Rate,” which is the cost of borrowing money over a year expressed in a percentage of the …
Credit and Finance
Pre Sanctioned Credit Lines On Upi How Does That Work
UPI has shifted to the digital payment segment and changed the nature of payments in India. The number of transactions made via UPI has increased …
Best Railway Lounge Access Credit Card
Credit card for access to railway lounges gives you access to most of the lounges on railways in India. It’s an excellent option for those …
Bank Lines of Credit in Corporate Finance: An Empirical Analysis
You can also read about it here. I empirically examine the factors influencing whether firms use cash or bank lines of credit for corporate liquidity …
Financial knowledge and decision-making skills
People can make better financial decisions by using problem-solving skills, critical thinking, and a thorough understanding of financial concepts and facts. Financial knowledge and decision-making …
Finance and Growth: When Credit Helps, and When it Hinders
The financial sector can both support growth and cause crises. The crisis has revealed gaps in economists’ understanding of this dual potential. This paper argues …
Financial literacy and the need for financial education: evidence and implications
1. Introduction Throughout their lifetime, individuals today are more responsible for their finances than ever before. With life expectancies rising, pension and social welfare systems …
Credit Suisse: Why it’s struggling and why that’s a big deal
Credit Suisse is one of the largest financial institutions in the World. The Financial Stability Board is an international organization that monitors and regulates the financial sector. …
Why is credit important?
Credit was given for the first time in 4,000 B.C. when the Sumerian people started building the world’s earliest cities. In the Sumerian town of …
Credit sanctions to pick up traction as base effect fades, say NBFCs
The business activity in the last quarter of FY23, January-March, was average compared with the same period a year earlier. This reflects the pent-up demands …