Peer-to-peer lending, the online platforms that allow us and you to loan directly to individuals and companies who wish to take out loans, has …
Subprime 2: the return of the killer mortgage
The subprime Mortgage Market caused the world to fall to a standstill. So what is it that we are doing to invite it back to …
Four key economic trends shaping society
The year has started with an uncertain start, both in the UK as well as around the globe. In January, oil prices plunged, and Chinese growth …
Diamond geysers: rule-breaking Iceland completes its miracle economic escape
Unhappy Icelanders recently have forced their leader to resign and are now threatening to give the reins over to the self-styled pirates in an election that is scheduled for …
Six ways to avoid a festive financial hangover
The shopping mania during Black Friday and Cyber Monday is the first step for many people to begin the annual routine of excessive spending during …
How speeding up payments to small businesses creates jobs
Small-scale businesses, that is the foundation of the U.S. economy, have been difficult for a long time. However, they’ve also been the most hit by …
Did artificial intelligence deny you credit?
Anyone who applies for a loan through a credit card or bank firm and then gets rejected they are required to explain why the decision …
South Africa’s social grants: busting the myth about financial inclusion
“Financial inclusion” has hit the news across South Africa in the wake of an investigation into how social grant recipients are distributed. The evidence is mounting that …
Curious Kids: where does money come from?
This is the first episode of Curious Kids, which is a brand-new series that is targeted towards youngsters. The Conversation asks kids to submit questions they’d …
Is China on the verge of a banking crisis?
Many indicators indicate that China is very close to a financial crisis. However, the Chinese government has been able to keep things under control. A debt restructuring plan that …