Top 10 Best Instant Loan Apps In India Without Salary Slip


Instant loans are a great way to meet individuals’ financial demands. People need instant cash for any emergency, whether it’s a medical expense or another expenditure. It is time-consuming to get a loan through a bank. Instant loan apps are a great solution. These apps allow people to get a loan with little documentation and without salary slips. We will now look at the features and benefits of 10 instant loan apps without salary slips in India.

10 Best Instant Loan Apps Without Salary Slip

1. MoneyTap


MoneyTap ranks among the top instant loan applications in India. It has a secure API and interface. Download the MoneyTap app first from Google PlayStore and AppStore to get a MoneyTap loan. They must then fill out the required details such as age, place of residence, PAN, and income. They will then be able to determine their eligibility for a MoneyTap Credit Line. After completing the KYC, the user can receive the funds.

2. PaySense


PaySense has partnered with leading banks and financial institutions in order to offer instant personal loans online. PaySense offers instant personal loans to both salaried employees and self-employed people. PaySense merged with LazyPay recently.



NIRA is among the best instant loan apps in India because of its instant approvals and simple registration process. It also automatically evaluates credit scores using online documents. Users can set up automatic debits and credits. The user can also extend their credit period if necessary.

4. CASHe


CASHe is one of the easiest-to-use interfaces. This app allows users to get approval for multiple loans simultaneously. Users must upload required documents, go through the verification process, and set a limit for a loan before applying for a CASHe personal instant loan. This app deposits the money directly into your bank account. Users can also set up automatic debits from their bank account to make timely and hassle-free repayments. To be eligible for CASHe loans, you must have a good credit score.

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Navi offers a quick and easy instant loan approval and application process. It is 100% paperless and secure. Instantly, the app deposits money into your account. It also offers 24/7 customer service.

6. Home Credit


Home Credit offers instant loans to individuals who submit their PAN cards and other ID/address documents. This is an online instant loan application that’s very easy to use. Individuals aged between 19 and 65 years can apply for the loan.

7. MoneyView


MoneyView credits your account with the instant loan amount. From application to disbursement, the entire loan process is 100% paperless and cashless. The users can check their loan eligibility within two minutes after submitting their mobile numbers and completing OTP verification. Users can choose their loan tenure. It has a flexible repayment period. Before taking out a loan, applicants must complete KYC procedures.

8. Finnable


Finally, it lets you apply for a loan with just a few documents. In as little as two hours, the loan amount can be deposited directly into your bank account. The EMIs are very low because interest is charged using the reducing balance method.

9. Privo


Privo offers instant loans to salaried individuals with a monthly income in hand of at least Rs. The app is only available on Android phones. Only Android phones can download the app. All individuals aged between 21 and 60 are eligible for loans, with a CIBIL® ™ minimum score of 700.

10. IndiaLends


IndiaLends has a 4 step digital process that allows for instant approvals of loans and fast bank payments. It offers a wide range of customized loans. Instant loan approval and disbursement is a simple, digital process. The app contains prequalified offers by more than 70 RBI-approved lenders. The user must compare offers to select the one that has the lowest processing and interest fees. They will then have to complete an application form. The loan amount is credited into your account once you sign the agreement.


Instant personal loans are popular because they can be obtained quickly and without documentation. These instant loans are very popular because they offer easy repayment terms and do not require collateral.

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