In a thrilling new direction, Credit Hub Australia is excited to announce the launch of a brand new Islamic finance product specifically designed for the purchase of property. We, as a collective, have more than 20 years of expertise in the field of finance and are now offering an array of low-cost Islamic financing options to help you make your dream come true.
Unlocking Opportunities through Islamic Finance:
Islamic financial services have gained wide acceptance due to their responsible and ethical way of conducting financial transactions. We at Credit Hub have always sought to provide cutting-edge and comprehensive financial solutions that satisfy the varied demands of our customers. Our brand new Islamic financial product is an example of our dedication to delivering solutions that are in line with the values of our customers and respect the fundamentals of Shariah.
What We Can Finance:
Credit Hub Credit Hub, we understand the needs of property investors vary, and we’re here to help you through every step of the process. If it’s a brand new home or a well-established home, land, or both property and land, we can help you finance your purchase at a reasonable cost. Our financing options are comprehensive and provide a variety of needs related to property, making sure that you are able to meet your goals while remaining true to your beliefs about what we can finance.
Construction (House & Land): Embarking on a building project for your ideal house? We offer the financial support you need to assist you in bringing your dream to reality. Our financing options for construction cover both the land and the home and make the process of building the home of your dreams smoother and less expensive.
Commercial property: For those looking to invest in commercial ventures, we provide commercial property financing options. If you’re looking for retail, office spaces, or other commercial properties, We can help you get the money you require to grow your portfolio.
New purchase: The excitement of purchasing an investment property is an occasion to be celebrated. Through Credit Hub, you can get financing for the purchase of a new home and ensure that you are able to make the transition to your new home without difficulty.
Vacant land: Investing in vacant land offers opportunities for development in the future or for personal use. If you’re looking to purchase land to invest in or for the construction of your next house, our finance options include purchases of vacant land.
RefinanceRefinancing an investment property could provide financial flexibility and possibly lower your loan expenses. Credit Hub offers refinancing options to people looking to improve their existing financial situation while keeping to Islamic guidelines.
Features of Our Product:
We offer an extensive and Sharia-compliant finance solution that reflects your beliefs while meeting your financial objectives. The Islamic Home Finance comes with various features that are tailored to meet your specific requirements:
- Loan-to-Value Ratio (LVR) up to 90%:
- Finance up to $2 Million:
- Full-Doc and Low-Doc Loans Available:
- Competitive Finance Rates:
- No Waiting Period:
- Unlimited Additional Repayments:
Eligibility & Application:
Credit Hub Credit Hub strives to make the process of applying as easy and simple as we can. We believe in honesty and making sure your application contains all the details necessary to move toward your investment property. Here’s what you should be aware of regarding the eligibility requirements and application procedures:
Documentation RequirementsTo start your application, you’ll need certain documents you’ll have to submit. They include proof of identification and employment details as well as proof of income expenses, as well as an analysis of the amount of assets you have and obligations. These documents can help us understand your financial situation and create a customized financing plan that is a good fit for your requirements.
Essential Eligibility Guidelines In addition to the documentation required and the required documentation, there are a few basic eligibility requirements you must satisfy to be eligible for Hejaz Islamic Homes Financial:
- You must be at least 18 years old, according to the legal requirements.
- A minimum of 10% of the purchase price is to finance the purchase of a property. This assures you of your commitment to your investment and also makes your finances more feasible.
- You must be an Australian citizen or permanent resident to be eligible for our financing options. This will ensure that our services are available to everyone who is part of our Australian community.
Your Path to Ethical Property Ownership:
Credit Hub Credit Hub we are dedicated to guiding you on an ethical path to homeownership that aligns with your beliefs. We’re committed to helping you reach your investment property goals with integrity and in a responsible manner.