Sbi Prime Credit Card Vs Idfc First Select Credit Card A Detailed Comparison

SBI Prime credit card, as well as IDFC First Select credit card, give cardholders a lot of benefits. What would you choose if you were given the option of choosing which one you would pick? Let’s examine the in-depth comparison of the two.

Benefits Offered by SBI Prime Credit Card

1. Annual and Renewal fee of Rs. 2,999 + taxes.
2. A welcome gift worth Rs. 3,000 redeemable from brands like Bata/Hush Puppies/Pantaloons/Aditya Birla Fashion/Shoppers Stop, & Yatra.com
3. Gift voucher for e-gifts from Yatra valued at Rs.7,000 on spending of Rs. 5 lakhs
4. Renewal fee exemption for spending up to Rs. 3 lakhs.
5. Ten reward points for each Rs. 100 spent at dining establishments, supermarkets, departmental stores, and films.
6. Pizza Hut gift voucher worth Rs. 1,000 when you spend up to Rs. 50,000 in a quarter.
7. Trident Privilege Membership
   1. Get a complimentary Trident Privilege Red Tier membership.
   2. Earn 1,000 welcome points upon your registration.
   3. You can earn 1,500 bonus points when you book your first night at Trident and an additional Rs. 1,000 hotel credit when you book another night’s stay.
8. Club Vistara Membership
   1. Receive a free Vistara Silver Membership. Vistara Silver Membership
   2. Receive a complimentary upgrade voucher
   3. For each Rs. 100 spent on Vistara flights, get 9 Club Vistara Points
9. Lounge Access
   1. Get four free visits over a calendar year at International Priority Pass lounges. Limit of 2 visits within one quarter
   2. Eight free trips per year each year to Domestic Priority Pass lounges in India. Up to 2 visits over a quarter.
10. Birthday rewards: You can earn 20 reward points for each rupee. 100 spent. The maximum number of reward points for birthdays to be made is 2,000.

Benefits Offered by IDFC First Select Credit Card

IDFC First Select Credit Card has exclusive features to only a few. It’s a top credit card that offers low-interest rates, lifelong complimentary benefits, and all-year-round promotions.

Highlights of IDFC First Select Credit Card

• Lifetime free credit card, no annual fees.
• Welcome voucher worth Rs. 500 on spending of Rs. 15,000 in one month
• “BOGO” on movie tickets through Paytm. Paytm app, at Rs. 250.
• You can avail roadside assistance for free, valued at Rs. 1,399.
• A 1% discount on fuel surcharge Maximum of 300 rupees per month. 300 per month.
• 20% discount at 1500+ partner restaurants
• 15% discount for more than 3,000 health and wellness outlets
• Offers on 300+ partner merchants
• Personal accident coverage of Rs. 5,00,000.
• Enjoy four complimentary visits to the lounge each quarter.
• You will receive four complimentary visits to the airport’s domestic lounge each quarter.
• Insurance for lost card liability for the amount of Rs. 50,000.
• Travel insurance coverage that is comprehensive and includes 22,500 rupees. 22,500
• Coverage for air accidents that covers up to over Rs.1 crore.
• Rewards points are unlimited and will never expire.

Apply to SBI Prime Credit Card via CreditMantri

1. Go to this link to fill out an application for the SBI Prime credit card
2. Click on “Check Eligibility”.
3. Complete all personal details such as name, pincode of residence cit,y of home, job type or mobile number, etc.
4. Click on “Submit”.
5. Look up the card that is eligible in Step 2.
6. Make an application for the card and then wait to hear from CreditMantri.

Apply to SBI Prime Credit Card via the SBI Official Website

1. Visit the SBI Prime credit card page on the official site of SBI.
2. Click on “Apply”.
3. Choose the SBI Prime credit card and click “Apply Now.”
4. Select “Start apply journey.”
5. Enter your personal information and professional information, then your KYC information.
6. Complete the remainder of the application, and then be patient until you hear from SBI.

Application Process for IDFC First Select Credit Card

Apply to IDFC First Select Credit Card via CreditMantri

1. Go Here to fill out an application for the SBI Prime credit card
2. Click on “Check Eligibility”.
3. Input all personal details such as name, pincode of residence cit,y of home, job type or mobile number, etc.
4. Click on “Submit”.
5. Look up the card that is eligible in Step 2.
6. Apply for the credit card and wait to hear from CreditMantri.

Apply to IDFC First Select Credit Card via IDFC’s Official Website

1. Visit the IDFC First Select credit card page on the official IDFC website.
2. Click on “Apply Now”.
3. Please fill in all the necessary information.
4. Click on “Get OTP”.
5. You can now complete the remainder section of your form.
6. Keep an eye on the IDFC. IDFC.

Conclusion

SBI Prime Credit Card and IDFC Select credit card have appealing benefits and offers. However, if you’re an individual who frequently travels, SBI Prime is a better choice for a credit card. The card offers many advantages for frequent travelers, with free access to an airport lounge, Trident membership, Club Vistara membership, and an E-voucher from Yatra when you spend 5 lakh. This IDFC Select credit card is an excellent choice for those who don’t need to pay fees to join and want discounts on food, shopping, and movies. It’s also a perfect card for those who travel but not as often.