We know you are eager to enjoy the last two weeks of Christmas. The year 2021 will end with a bang, whether it’s spending time with your family or checking off a few bucket list items. Before you start planning your holiday, keep in mind the five tips below.
Do not let your credit score be affected while making memories
To maintain a high credit score, automate your debits or, in simpler terms, activate your direct debits. In Australia, your credit score is a key factor when determining whether you are eligible for financing deals, energy, gas, or phone contracts.
Pay all your bills before you go.
Why bring the burden with you into the New Year? You should always pay all your bills, not wait to do so until the next month or when you return from holidays.
Budgeting is key
Most of us know how important it is to create a budget. However, only a few actually do! A budget will solve half the problems and prevent 50% of post-holiday depression.
Decide in advance on your accommodations, itinerary, and items to purchase. Then, follow it at least 80%. It is important to plan in order to avoid spending too much.
Create a shopping list for Christmas.
We support the shopping festival and all its fun. List all the presents you want to buy before Christmas or at your destination for your Christmas holiday. You can save money and time by figuring out exactly what to buy.
Be on the lookout for deals, discounts, and vouchers
It’s that time of year again. If you are vigilant, you can find many deals that will help you save money. Subscribe to newsletters and Google comparisons, and pick what you like. You can use this to do your Christmas shopping or your holiday shopping before you fly to your favorite destination.